Home Insurance

 

Buying a Home

Insuring Your Home's Structure
Learn about setting the right deductible and getting coverage should you need to pay for rebuilding your home. The price you paid for your home is probably not the amount you will choose to insure it.

Insuring Your Personal Property
You've made a significant investment in your possessions, and they need to be protected. Read about category limits and per item limits that could affect the amount you are paid for covered lost or damaged personal items.

Liability Insurance
If someone accuses you of causing harm, it helps to have support in defending yourself. Discover how liability insurance can help protect your savings in the event of a lawsuit resulting from a covered loss.

Guest Medical Insurance
Find out how your insurance can pay for medical costs (up to policy limits) when someone is injured in a covered loss at your home.

Flood Insurance
Knowing the difference between protection from a flood and a covered water loss is essential. Get the facts about the Federal Government's National Flood Insurance Program and insurance options for other water damage.